:root{
  --gold:#F5B400;
  --blue:#2C79B9;
  --blue2:#1F4E79;
  --blue3:#184563;
  --navy:#021c3c;
  --black:#000;
  --white:#fff;

  --pagebg:#f6f9ff;
  --text:#08162c;
  --muted:#41526a;

  --border:rgba(2,28,60,.16);
  --cardbg:#fff;
  --cardline:rgba(2,28,60,.12);

  --radius:18px;
  --shadow:0 14px 34px rgba(2,28,60,.14);
}

/* base */
*{box-sizing:border-box}
html,body{height:100%;overflow-x:hidden}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  font-size:18px;
  background:linear-gradient(180deg,#fff,var(--pagebg));
  color:var(--text);
}
a{color:inherit;text-decoration:none}
a:focus,button:focus,input:focus,textarea:focus{
  outline:3px solid rgba(44,121,185,.35);
  outline-offset:2px;
}

/* header */
.site-header{
  background:#fff;
  border-bottom:1px solid var(--border);
  position:static;
  top:auto;
  z-index:50;
}
.topbar{
  display:grid;
  grid-template-columns:auto 1fr auto;
  gap:16px;
  align-items:center;
  padding:12px 16px;
  max-width:1240px;
  margin:0 auto;
}
.brand{display:flex;align-items:center;gap:12px}
.logo{
  width:400px;
  max-width:100%;
  height:auto;
  display:block;
}
.center-stack{
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-width:340px;
}
.nav-row{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
}
.site-nav{width:100%}

/* social */
.social-row{
  display:flex;
  gap:10px;
  align-items:center;
  justify-content:center;
  flex-wrap:wrap;
}
.social-btn{
  width:44px;
  height:44px;
  border-radius:12px;
  display:flex;
  align-items:center;
  justify-content:center;
  background:rgba(2,28,60,.04);
  border:1px solid rgba(2,28,60,.12);
  transition:transform .12s ease,background .12s ease,border-color .12s ease;
}
.social-btn svg{
  width:22px;
  height:22px;
  fill:var(--blue2);
  opacity:.95;
}
.social-btn:hover{
  transform:translateY(-1px);
  background:rgba(245,180,0,.18);
  border-color:rgba(245,180,0,.45);
}

/* nav */
.menu{
  list-style:none;
  padding:0;
  margin:0;
  display:flex;
  gap:10px;
  align-items:center;
  justify-content:center;
  flex-wrap:wrap;
}
.menu>li{position:relative}
.menu>li>a{
  display:flex;
  align-items:center;
  gap:10px;
  padding:10px 12px;
  border-radius:14px;
  border:1px solid transparent;
  color:var(--navy);
  transition:background .12s ease,border-color .12s ease;
  font-weight:750;
  letter-spacing:.2px;
}
.menu>li>a:hover{
  background:rgba(44,121,185,.1);
  border-color:rgba(44,121,185,.2);
}
.has-sub>a:after{content:"▾";font-size:12px;opacity:.75}
.menu>li.has-sub:after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  top:100%;
  height:12px;
}

/* dropdowns */
.sub{
  list-style:none;
  margin:0;
  padding:12px;
  position:absolute;
  left:0;
  top:100%;
  min-width:240px;
  background:#fff;
  border:1px solid rgba(2,28,60,.14);
  border-radius:16px;
  box-shadow:0 18px 34px rgba(2,28,60,.18);
  display:none;
  z-index:80;
}
.sub a{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:10px;
  padding:10px;
  border-radius:12px;
  color:var(--text);
  border:1px solid transparent;
  font-weight:650;
  line-height:1.15;
}
.sub a:hover{
  background:rgba(245,180,0,.2);
  border-color:rgba(245,180,0,.35);
}
.menu>li.has-sub:hover>.sub,
.menu>li.has-sub:focus-within>.sub{display:block}
.sub li{position:relative}
.sub li.has-sub:after{
  content:"";
  position:absolute;
  left:100%;
  top:0;
  width:12px;
  height:100%;
}
.sub li.has-sub:hover>.sub,
.sub li.has-sub:focus-within>.sub{display:block}
.sub-2,.sub-3{
  top:0;
  left:100%;
  transform:translateX(10px);
}
.sub-3{
  min-width:260px;
  max-height:60vh;
  overflow:auto;
}

/* cta image */
.cta-img{
  display:flex;
  align-items:center;
  justify-content:flex-end;
}
.cta-img img{
  width:400px;
  max-width:100%;
  height:auto;
  display:block;
  border-radius:14px;
}

/* layout */
.page{max-width:1240px;margin:0 auto;padding:18px 16px 36px}
.layout{
  display:grid;
  grid-template-columns:1fr 360px;
  gap:18px;
  align-items:start;
}
.sidebar{display:flex;flex-direction:column;gap:14px}

/* cards + main */
.card{
  background:var(--cardbg);
  border:1px solid var(--cardline);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:14px;
}
.card h2{
  margin:0 0 10px;
  font-size:18px;
  letter-spacing:.2px;
  color:var(--navy);
}
.main{
  background:#fff;
  border:1px solid var(--cardline);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:18px;
  min-height:420px;
}
.main h1{
  margin:0 0 10px;
  font-size:28px;
  line-height:1.15;
  letter-spacing:.2px;
  color:var(--navy);
}
.main a{text-decoration:underline}
.main a:hover{text-decoration:none}
.content-placeholder{
  border-top:1px solid rgba(2,28,60,.12);
  margin-top:14px;
  padding-top:14px;
  color:var(--muted);
}
.hint{margin:10px 0 0;color:var(--muted);font-size:13px}
.clear{clear:both}

/* toc */
.OKATtoc{
  color:#021c3c;
  background:#f6f6f6;
  border:1px solid #aaa;
  margin-bottom:1em;
  display:table;
  font-size:93%;
  width:auto;
  padding:18px;
}
.OKATttltoc{text-align:left;font-weight:600}
.OKATttltoc a{text-decoration:none;color:#021c3c;background-color:#f6f6f6}
.OKATtoc ul,.OKATtoc ol{margin:5px;padding-left:0}
.OKATtoc ul li,.OKATtoc ol li{list-style:none}
.OKATtoc ul li::before{
  color:var(--blue3);
  display:inline-block;
  width:1em;
}

/* images */
.OKATmimgl{float:left;margin:10px 10px;display:inline;max-width:100%;height:auto}
.OKATmimgr{float:right;margin:10px 10px;display:inline;max-width:100%;height:auto}
.OKATimgc{display:block;margin:auto;max-width:100%;height:auto}
.payments-img{width:300px;max-width:100%;height:auto;display:block}
.payments-img-wrap{
  display:flex;
  align-items:center;
  justify-content:center;
  border:1px solid rgba(2,28,60,.12);
  border-radius:16px;
  padding:10px;
  background:#fff;
}

/* forms */
.search-form{
  display:grid;
  grid-template-columns:1fr auto;
  gap:10px;
  align-items:center;
}
.search-form input{
  height:44px;
  border-radius:14px;
  border:1px solid rgba(2,28,60,.16);
  background:#fff;
  color:var(--text);
  padding:0 12px;
}
.search-form button{
  height:44px;
  padding:0 14px;
  border-radius:14px;
  border:1px solid rgba(44,121,185,.35);
  background:linear-gradient(180deg,rgba(44,121,185,.95),rgba(31,78,121,.92));
  color:#fff;
  font-weight:800;
  cursor:pointer;
}
.search-form button:hover{filter:brightness(1.03)}

.quote-form{display:flex;flex-direction:column;gap:8px}
.quote-form label{font-weight:800;color:var(--navy);font-size:13px}
.quote-form input,.quote-form textarea{
  border-radius:14px;
  border:1px solid rgba(2,28,60,.16);
  background:#fff;
  color:var(--text);
  padding:10px 12px;
}
.quote-form textarea{resize:vertical;min-height:110px}
.quote-form button{
  margin-top:6px;
  height:44px;
  border-radius:14px;
  border:1px solid rgba(245,180,0,.55);
  background:linear-gradient(180deg,rgba(245,180,0,.98),rgba(245,180,0,.86));
  color:#000;
  font-weight:900;
  cursor:pointer;
}
.quote-form button:hover{filter:brightness(1.02)}

.contact-line{
  margin:8px 0;
  color:var(--muted);
  display:flex;
  gap:8px;
  flex-wrap:wrap;
}
.contact-line span{color:var(--navy);font-weight:800}

/* map */
.map-frame{
  width:100%;
  border-radius:16px;
  overflow:hidden;
  border:1px solid rgba(2,28,60,.14);
  background:#fff;
}
.map-frame iframe{
  width:100%;
  height:220px;
  border:0;
  display:block;
}

/* footer */
.site-footer{
  border-top:1px solid var(--border);
  background:#fff;
  padding:18px 16px;
}
.footer-inner{
  max-width:1240px;
  margin:0 auto;
  display:flex;
  flex-wrap:wrap;
  gap:12px 18px;
  align-items:center;
  justify-content:space-between;
}
.footer-nav{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  align-items:center;
}
.footer-nav a{
  padding:10px 12px;
  border-radius:14px;
  border:1px solid rgba(2,28,60,.12);
  background:rgba(2,28,60,.03);
  color:var(--navy);
  font-weight:800;
}
.footer-nav a:hover{
  background:rgba(245,180,0,.2);
  border-color:rgba(245,180,0,.45);
}
.footer-hours{color:var(--muted);font-weight:800}
.footer-copy{color:var(--muted);font-size:13px}

/* floating call */
.floating-call{
  position:fixed;
  left:16px;
  bottom:16px;
  z-index:60;
  background:linear-gradient(180deg,rgba(245,180,0,.98),rgba(245,180,0,.86));
  color:#000;
  border:1px solid rgba(245,180,0,.55);
  border-radius:999px;
  padding:12px 14px;
  font-weight:900;
  box-shadow:0 14px 34px rgba(2,28,60,.18);
}

/* accessibility */
.sr-only{
  position:absolute;
  width:1px;
  height:1px;
  padding:0;
  margin:-1px;
  overflow:hidden;
  clip:rect(0,0,0,0);
  white-space:nowrap;
  border:0;
}

/* tables */
table{width:100%;border-collapse:collapse}
th,td{border:1px solid #000;padding:15px;text-align:left}

/* mobile nav toggle */
.nav-toggle{
  display:none;
  width:46px;
  height:46px;
  border-radius:14px;
  border:1px solid rgba(2,28,60,.12);
  background:rgba(2,28,60,.04);
  cursor:pointer;
  align-items:center;
  justify-content:center;
  flex-direction:column;
  gap:5px;
}
.nav-toggle span{
  width:20px;
  height:2px;
  background:var(--navy);
  opacity:.9;
  display:block;
  border-radius:2px;
}

/* responsive */
@media(max-width:1100px){
  .page,.layout,.main,.sidebar{max-width:100%}
  .topbar{grid-template-columns:1fr;justify-items:center}
  .center-stack{min-width:unset}
  .cta-img{justify-content:center}
}
@media(max-width:980px){
  .layout{grid-template-columns:1fr}
  .nav-toggle{display:flex}
  .menu{display:none;width:100%;flex-direction:column;align-items:stretch;gap:8px}
  .menu.is-open{display:flex}
  .menu>li>a{justify-content:space-between}
  .menu>li.has-sub:after{display:none}

  .has-sub:hover>.sub{display:none}
  .sub{
    margin-left:14px;
    position:static;
    display:none;
    box-shadow:none;
    border-radius:14px;
    padding:8px;
    margin-top:6px;
    transform:none;
  }
  .has-sub.open>.sub{display:block}
  .sub-2,.sub-3{
    min-width:auto;
    margin-left:14px;
    max-height:none;
    overflow:visible;
    transform:none;
    left:auto;
    top:auto;
  }
}
@media(max-width:640px){
  .OKATtbl{display:block;overflow-x:auto;white-space:nowrap}
}
@media(max-width:520px){
  .floating-call{left:14px;right:14px;text-align:center}
  .search-form{grid-template-columns:1fr}
  .footer-inner{justify-content:center;text-align:center}
}